Seniors have unique healthcare needs. As we grow older, we’re more likely to fall ill or be injured, and our position within the American healthcare system changes. That’s why we need to be vigilant and pay extra attention to the legal and medical healthcare issues that take on increased importance as we age.
Health coverage and costs
In the United States, seniors are covered by Medicare, a government program. Unfortunately, though, it’s not as simple as that. Medicare has gaps in its coverage and can feature high copays and deductibles. That’s why Medicare supplement (or “Medigap”) insurance exists.
Seniors may need serious care, and their healthcare system is complicated. Those with Medicare need to pay extra attention to their coverage, their needs, and their supplemental options.
Mental health issues and addiction
Tragically, seniors are disproportionately afflicted by mental health issues and even substance abuse problems. Even worse, the subject is too rarely spoken of out loud. But it’s far from uncommon for seniors to abuse alcohol and other drugs or to exhibit signs of elder depression, so it’s important that older men and women keep an eye on these potential problems.
If you think that you’re suffering from a mental health problem, seek help! There’s nothing wrong and everything right with getting proper medical care for mental health conditions. And rehabs aren’t just for rock stars – in fact, some rehabs cater specifically to the elderly. You can search for rehabs online to find the right fit.
Home health care and safety
Seniors who wish to stay in their homes for as long as possible would do well to think about home health care ahead of time. Home health care isn’t easy, and it requires special equipment and a safe environment.
If you want to stay away from nursing homes and other care facilities, stay aware of your space and make sure that its safety features keep up with your needs. Invest in stairlifts, move to the first floor, add ramps, install standing tubs, and make other improvements that will extend the amount of time you can safely live at home. And save money for home health care equipment. You’ll need special furniture and devices to get complete care. For instance, a hospital table isn’t just a table – it’s adjustable, fits over a hospital bed, and wheels around (read more about medical tables at AtHand).