Source – CC0 License Everyone knows what debt is – it’s where you owe money to someone or an organization. Typically, official debt is owed to organizations that lend you money. In many ways, the main cause of debt can be simplified to a lack of money. You need to borrow cash because you don’t […]
Saving For A New House In Five Steps
Most people have big dreams for buying a house one day, whether it’s a brand new one that they build or an old one that they renovate. The thing is, most people don’t earn a great wage, and the rest are in debt – or both! The idea of ever affording a dream house is […]
Managing Your Debt Like A Grown Up
It’s so important that you understand the way that credit can affect you when you are trying to build wealth, but so many people just have no clue how it can be disastrous when not used correctly. The wrong handling of credit can impact your finances for seven years – and all lines of credit […]
4 Simple Steps To Better Money Management
If you are someone that freaks out, as soon as budgets are mentioned, I get it! I feel your pain! Managing your money can be scary, especially if you aren’t all that confident in the maths department. The funny thing is it doesn’t need to be scary or complicated at all because there are some […]
4 Ways To Wipe The Debt Slate Clean!
Pexels – CC0 Licence Being in debt is the norm for millions of people worldwide. Even if the amount you owe is below the average, it may still be enough to impact your lifestyle. From mortgages to bank loans and credit card balances, there are several ways to secure a cash injection. Unfortunately, paying the […]
Don’t Do These Things When You’re in Debt
Pixabay – CCO Licence Being in debt is something that happens to lots of people. No matter where they live or how hard they have tried to limit the amount that they spend every single month, they still find themselves with debt of some description. The thing about debt is that once you are in […]
Invest To Success! How To Start?
Investing has long been one of the best ways to increase a person’s net worth. This can be done short term or long term, but how does one start? Especially during the current situation where a lot of people have been left without funds due to coronavirus. This can be because their hours have been […]
How to Talk About Money With A New Partner
Image Credit Money can often be a challenging subject to approach, especially when you’ve recently started dating someone. As arguments over finances can be a leading cause of stress in relationships as well as breakups, it’s healthy for couples to open up about their money situation. Here are three steps to face the money talk […]
4 Ways To Settle Your Mortgage Faster
Your home loan is presumably the ultimate investment you will make in your life and even though it is an overwhelming process, the vast majority of people would want to pay off as fast as they could. A recent study suggested that 80% of Americans faced debt chains with mortgage ranking high among the list. […]
Fun Ways To Make A Bit Of Money On The Side
For most of us, side-hustles will always supplement our primary sources of income. But that’s okay. We don’t always want them to take over our lives. We just want a few extra pennies on the side. There’s just one problem – a lot of side hustles are yawn-inducing. They’re the last thing that you want […]
Tips For Renting Out Your Home
(Unsplash CC0) Have you ever considered renting out your home to others? If you tend to spend long periods of time away, you could make more money by renting out your property, as you would have the extra cash needed to help you with your mortgage. If you have a second home, perhaps a vacation […]
4 Investments To Try Today
If you are looking to try and increase your capital, then one of the main things to consider is investing your money. If you can sensibly invest your money, you are going to find that it makes a huge difference to how you manage your cash in the future, opening you up to many more […]
5 Reasons To Be Positive When Your Finances Look Unhealthy
Image Source: Pixabay CC0 License Few things in this life cause negative thoughts quite like financial insecurity. So, when your finances are in poor health, it may feel as though all hope is lost. However, if you know where to look, sources of optimism are plentiful. Here are just five reasons to take confidence despite […]
4 Fun Facts About Cryptocurrency
Chances are, if you have any interest in investing, or you’re trying to avoid making mistakes as a first-time investor, you’ve heard about cryptocurrency. There’s a good reason for that! Cryptocurrency has become increasingly popular in the market in recent years. The most popular trading app for cryptos, Coinbase, has over 30 million users. Needless […]
5 Goals To Boost Your Financial Health
Image Source Looking after your finances can help you to improve your quality of life, plan for the future, and get yourself out of debt. If you’re looking to improve your financial situation, first, you need a few goals. For a little inspiration, consider these five goals to boost your financial health. Reduce Your Debts […]
The Underlying Mental Toll Of Debt
We are all familiar with the unexpected expenses that can’t be delayed. Whether you need to fix the car or have a medical emergency, bills that come out of the blue can strain your budget. However, with the right attitude, you can prevent the sudden bill from becoming debt. What’s the right attitude? We all […]